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Cookie Policy

What are cookies?

A cookie is a small file which is placed on your computer's hard drive when you visit a website. They are widely used in order to make websites work, or work more efficiently, as well as to provide information to the site owners, such as which pages you find useful or not. A web browser normally deletes session cookies when it quits. A cookie does not give us access to your computer or any information about you, other than the data you choose to share with us.  Cookies are used on this site to maintain functionality as you move between pages.

How we use cookies

Our website uses first party cookies, which allow us to distinguish you from other users of the website. They maintain functionality as you move between pages and help us to improve our site. We also use some widely-used third-party social media plugins as marketing tools, and to provide convenience tools for our visitors, which create cookies.

Cookie

Name

Purpose

More Information

Browser Session

ASP.NET_SessionId

This cookie is automatically set when you land on the website. It enables functionality between pages and is essential for parts of the site to operate.

It is held temporarily and is deleted when you close your web browser. It does not contain personally identifiable information and is anonymous.

Visit the Microsoft website.

Google Analytics

·         __utma – it ascertains the number of times a visitor has been to web site. It expires after 2 years.

·         _utmb - it detects when a unique user session. It expires after 30 minutes.

·         _utmc – it determines when to create a new session for a website visitor. It’s a session cookie and expires when you exit the browser.

·         _utmz – it tracks how you found us and calculates traffic & navigation within the website. It expires after 6 months.

These cookies to identify which pages are being used. This helps us to count the number of visitors, which pages they visited and where they have come from, so we can improve the way our website works.

The cookies collect information in an anonymous form. We report on this activity in aggregate, and use this information solely for the purposes of monitoring and improving our website.

More details on the cookies set by Google Analytics: Google Code

 

An overview of Google’s Privacy Policy

To opt out of Google Analytics, use theirOpt Out Tool

Twitter

·         guest_id

·         original_referer

·         _twitter_sess

·         K

This site uses this social plugin to make following our Twitter accounts easy and to display the latest tweets.The code provided by Twitter to include Twitter plugin functionality by default sets a mix of third party persistent and session cookies.

Uses the plugin on the basis that Twitter adheres to its Privacy Policy.

 

Addthis.com

·         Uid

·         Uvc

·         Uit

·         Psc

Addthis.com provides links to Social networking sites.

 

It creates third party persistent cookies which addthis.com use to anonymously understand how site visitors interact with its technology e.g. visits; general internal and customer analytics; research to improve products and services.

Visit the Addthis.com’s Privacy Policy.

Opt out of Addthis.com’s cookieshere.

 

How to manage your cookies

Cookies are sent to your browser by a website and then stored in the cookies directory of your device. To check and update your cookies settings, you will need to know what browser you are using and what version of it you have. You can usually find this out by opening the browser (just as if you were going to use the internet) and then clicking on 'Help' and then 'About'.

To find out how to allow, block, delete and manage the cookies on all standard web browsers, go to www.allaboutcookies.org and select the browser and version you are using. You'll also find information about how to delete cookies from your computer.

If you choose to have your browsers refuse cookies, this may prevent you from taking full advantage of this website.

If you click on the above link you will depart from the regulatory site of Lowe Mortgages. Neither Lowe Mortgages nor Pink Home Loans is responsible for the accuracy of information contained within the linked site.

Links to other websites
Our website may contain links to other websites of interest. However, once you have used these links to leave our site, you should note that we do not have any control over that other website. Therefore, we cannot be responsible for the protection and privacy of any information which you provide whilst visiting such sites and such sites are not governed by this privacy statement. You should exercise caution and look at the privacy statement applicable to the website in question.


Controlling your personal information
You may choose to restrict the collection or use of your personal information in the following ways:
• Uncheck the box to indicate that you do not want to receive news or information from Lowe Mortgages
• If you have previously agreed to us using your personal information for direct marketing purposes, you may change your mind and opt-out at any time by writing to or emailing us at  
We will not sell, distribute or lease your personal information to third parties unless we have your permission or are required by law to do so. We may use your personal information to send you promotional information about third parties which we think you may find interesting if you tell us that you wish this to happen.
You may request details of personal information which we hold about you under the Data Protection Act 1998. If you would like a copy of the information held on you please write to: Lowe Mortgages, 244 Uttoxeter Road, Blythe Bridge, Stoke-on-Trent, Staffordshire, ST11 9LY

If you believe that any information we are holding on you is incorrect or incomplete, please write to or email us as soon as possible, at the above address. We will promptly correct any information found to be incorrect.

Your Consent

By submitting your information you consent to the use of that information as set out in this policy. If we change our privacy policy we will post the changes on this page, and may place notices on other pages of the website, so that you may be aware of the information we collect and how we use it at all times. We will also email you should we make any changes so that you may consent to our use of your information in that way. Continued use of the service will signify that you agree to any such changes.

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